Serving Eastern MA and Bordering NH & RI Regions

Asking Price:  $249,000

Gross Sales:  $216,000

Seller’s Discretionary Earnings:  $191,000


Summary:  Highly profitable, home-based Public Insurance Adjusting business established 2009.  The business is well known in the insurance industry and has an excellent reputation for superior customer service for both commercial and residential clients. It has an A+ rating with the Better Business Bureau and excellent online reviews. 

The buyer should hold a Public Insurance Adjuster license or needs to hire licensed independent Public Insurance Adjusters to handle claims.  Current owner holds licenses in MA, NH, and RI.  To obtain a license applicant must have two (2) years’ experience performing services in connection with adjusting property losses.  Other factors that may be considered for a license are experience working for a public insurance adjuster, past loss claims experience, work in construction, construction estimating, building rehabilitation, or building restoration in connection with property loss claims.  Consideration also includes, experience working with insurance claims including negotiation, appraisal, estimating or property damage assessment involving the settlement and adjustment of property loss claims on behalf of an insurance company. Requirements are on the State of Massachusetts website. Buyer or his adjusters should have strong estimating skills and preferably have worked with the estimating software program Xactimate. 

There is a high volume of repeat customers and referrals.  Seller does limited solicitation, however a subscription to 1St Alerts for local fires feeds a continual source of leads.  During peak periods and for large losses seller has independent subcontractors to estimate the loss on Xactimate and an independent subcontractor to write up and estimate large content losses.  Seller negotiates all claims large or small.


Facility: Business is based in a home office and does have access to a public work space used for meetings on an infrequent basis.

Assets Included in the Sale: All files, records, customer lists, website, business telephone numbers and data pertaining to the business. Work in progress contracts are also included in the sale.


Opportunities: Business can be readily expanded by adding additional staffing and advertising its services.


Additional:  The owner is retiring.


The Seller has provided this business information. The broker does not certify or warranty this information.

Call Bob Karlis, Business Broker, at 781.783.6998 or email to for more information.